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Type of Claim

How can we help you?

The Public Adjusters understand that questions exist  from policy holders regarding the role and purpose of public adjusters as it relates to property insurance claims.

A public adjuster is an expert of property loss adjustment who is retained by policyholders to assist in preparing, filing and adjusting insurance claims. He or she is state-licensed and is employed exclusively by a policyholder who has sustained an insured property loss. These professionals manage the claim, working closely with the insured to provide an equitable and just settlement.

Public adjusters uphold the rights of the insured as they pertain to residential or commercial property damage claims. Experts in loss adjustments, they help you prepare, file and adjust your insurance claims.

 Types of Claims a Public Adjuster Can Help With:

Residential or business losses a Public Adjuster can assist with include:

  • Flood
  • Collapse
  • Fire
  • Explosion
  • Hurricane and Wind Damage
  • Riot and Civil Commotion
  • Smoke Damage
  • Vandalism and Theft

Often, commercial claims can trigger additional losses for businesses. An experienced and reputable public adjuster can effectively process the following types of commercial claims:

  • Business Interruption
  • Builders’ Risk
  • Leasehold Interest
  • Mechanical and Electrical Breakdown
  • Extra and Expediting Expense

Why Every Property Owner Needs a public adjuster

An experienced, reputable and skilled public adjuster is an expert at understanding and analyzing insurance policies, accurately and thoroughly estimating the scopes of damage, applying your policy provisions and negotiating a maximized settlement for the client in the most timely and effective manner. A public adjuster is the only type of adjuster is licensed by the Department of Insurance to represent the insured, not the insurance company.

“Most homeowners and business owners do not know that help is available in the event of a property loss,” said Jane Delo, V.P of Operations. “The role of the public adjuster with a property insurance claim is to obtain the fastest most accurate settlement on behalf of the client.”