Choosing to go to appraisal during the insurance claim process can be an option if you have an ongoing dispute with your insurance company. Since the appraisal process is binding and legal, the decision should be carefully and strategically weighed.
The Public Adjusters employs experienced claim adjusters who can be hired and appointed as your appraiser. We have successfully represented hundreds of claimants with business claims, business interruption claims as well as homeowner insurance claims through the appraisal process.
The policyholder selects an “insurance appraiser.”
The insurance appraiser calculates and justifies the full scope and value of damages claimed.
The insurance company selects their own “insurance appraiser.”
The insurance company’s appraiser calculates and justifies it interpretation of the scope of loss.
The two insurance appraisers select a neutral “umpire” in the event both parties cannot come to a compromise as to the value of damages.
If necessary, the insurance umpire will make a final and binding determination if the two appraisers are unable to reach agreement during the appraisal process.
Hiring one of our firm’s experienced insurance appraisers during the appraisal process will ensure your claim receives the attention to detail and aggressive representation needed for full recovery. While every claim is different, here is a brief overview of what our work during the appraisal process will look like:
We are hired on an hourly basis, typically capped at a certain amount or percentage of the claim.
We analyze all damage estimates, photos, correspondence and other claim documentation.
We reinvestigate damages, if available, and utilize specialized diagnostic technology to diagnose the extent of damage.
We write our own damage estimates to substantiate our findings and claim position.
We consult with outside experts, if necessary, to support and substantiate our position and findings.
As your insurance appraiser, we present our findings during the appraisal.
Since 1992, we’ve employed experienced public insurance adjusters who can be hired as appraisers. We are committed to learning and uncovering the details about your claim so you receive a fast a fair settlement during the appraisal process.
Our insurance appraisers can be hired on an hourly and capped basis. Contact our office for more information.