April 4, 2011
Tampa (April 4, 2011) - Severe damage was caused in central Florida on March 30, and a second round of destructive thunderstorms scampered across Florida's usually sunny skies on the 31st, causing extensive damage from gusting winds, hail, flooding from downpours, lightening, and tornadoes. Tampa and Orlando were hit for a second time as these storms spread into several counties. Six unconfirmed tornadoes were reported in the Tampa area alone.
As a result of damaging wind, hail, water, and the tornadic activity, many people will be processing insurance claims for repairs and rebuilding. This process can be confusing and complicated on many levels for most people.
If your home, business or personal property has suffered damages from the recent heavy windstorms in central Florida, you don't have to face the daunting task of trying to determine your best course of action alone. Ronald Delo and the friendly and fair team of workers at The Public Adjusters stand ready to come to your aid, offer insurance claim advice, help to walk you through the claims process, and make suggestions that may help to ensure your receiving the full benefit of your insurance policies, whether it be homeowner's, commercial, or a part of your residential coverage.
"Because these were essentially 'no-name storms,' Delo, a professional loss consultant and public adjuster with over two decades of experience in the field, said."Many individual policies with wind deductibles, typically very high, will not be applied for damages resulting from these storms."
Delo added that people need to be very conscious of what their standard deductible is and how to react to it in their best interest. "Get out those policies,” said Delo, founder and president of The Public Adjusters, "and go over them carefully. Determine what coverage you have and how to get the most out of it at a time like this. Do not assume anything."
One item Delo pointed out is that pool enclosures are an item of debate on many Florida insurance policies. "After the hurricanes of 2005, many insurance companies had pool enclosure coverage written out of the policies. Unless you purchased that specific endorsement or coverage, damaged or destroyed enclosures will likely not be covered," he said.
Claimants have a responsibility to immediately mitigate damages as much as possible. Even though you have put in a call to your insurance agent or claims department in good faith, it is still your responsibility to mitigate damages, as it could take days for your insurance company to send out an adjuster. This might involve putting a tarp over your damaged roof, boarding up broken windows or repairing other breaches to your property to be certain more damage is not incurred. One real issue that often arises is the determination of what damage the storm actually caused and what additional damages may have been caused by the failure to mitigate following the storm.
Delo, with more than a quarter of a century of experience in helping storm victims recoup from tragedy and victimization, knows the ropes and has a remarkable reputation in the field. The staff of The Public Adjusters is calm, collected, and courteous and will fight for you — the policy holder.
Public adjusters are licensed by the Florida Department of Insurance and the license enables adjusters to only assist individual policyholders, never the insurance company. Reputable and experienced public adjusters are experts in understanding and analyzing insurance policies, estimating the scope of damages and applying all policy coverages, all of which maximize the settlement recovery and in most cases speed up the claims process.
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The Public Adjusters / Insurance Claim Consultants Inc. is a public insurance adjusting firm licensed in 11 states throughout the United States. The firm works exclusively for the policyholder, ensuring maximum settlement amounts are paid based upon the damage and policy provisions unique to each insurance claim. With over two decades of winning experience and more than 10,000 clients served, the Tampa-based firm of public loss adjusters and insurance consultants specialize in loss assessment adjusting for home and business owners that suffer property loss from hurricane damage, tornado damage, fire and smoke damage, water loss damage, sinkholes, flood damage, hidden decay and business interruption claims. Acting as an ally and personal advocate for its clients during the claims process, The Public Adjusters has negotiated hundreds of millions of dollars- including tens of millions in increased settlements- on behalf of property owners and managers. The firm of independent public loss adjusters boasts a 100% success rate in the re-opening of property insurance claims and has obtained settlements higher than 500% of the insurance company’s original offer. Company principle, Ronald Delo, is considered an industry- expert in property insurance lending his voice and expertise to numerous media outlets such as CNN, NBC and ABC, The New York Times and other media outlets to discuss property insurance issues and topics.
For Additional Information, Please Contact:
Jane N. Delo,
Insurance Claim Consultants Inc.
813-951-8101
www.InsuranceClaimConsultants.com
FOR IMMEDIATE RELEASE |
