Senate Bill 14 (SB14) also known as the “TWIA Bill” came out of the Senate and is currently being held in the insurance committee in Austin and a huge fight is taking place in the House regarding whether this bill will be passed or not. The insurance committee is getting a tremendous amount of pressure to move this bill. What this bill does is it provides immunity to Texas Windstorm Insurance Association for any damages beyond the policy benefits. This is a horrible bill that will harm millions of people in Texas.
In other words, there will be no penalties, interest, attorney’s fees, extra-contractual damages, anything other than the policy benefits that can be obtained in a lawsuit against TWIA by their insured. If this bill passes it will contain the most restrictive language of any windstorm policy in the entire country.
We ask that you call your state representatives, including Craig Eiland and Larry Taylor (out of League City), so your voices will be heard. Call anyone you know that might be able to help stop this bill in the House of Reps.
If this bill passes it will be detrimental to everyone who has TWIA insurance as well as their rights later on if they have to fight their insurance company in Court. It is immunity from all forms of bad faith and fraud. We need to stop it at all cost.
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